Also the concept of a bankroll is more for professional players that need to live off it. A recreational player (as 98%+ of us are) have a regular job that we make our money from that we use to play poker with. Causal players use their expendable income to play poker. So whatever amount they have left over after other expenses they can use for poker or anything else. Most of the people I know are losing poker player but they all still play!!! They just use money they have from their expendable income to do it.