DAY 3 - DOWNTOWN GNU BOOGALOO
Tuesday, our scheduled day to arrive at our new home in Brandon will see us drive 3-4 hours, much less than the previous days. This includes a slight detour from our recommended route so that we can meet one of my wifes pen-pal friends in Lake Mary FL. Unfortunately, her friend has been having some health issues and we're unable to reach her. We still continue on with our plan to stop at Gators Dockside in Lake Mary.
Surprisingly it is located in a shopping plaza and not by the water. Fortunately, as her friend had already scouted the location, there is an outdoor seating area that we settle into, with our carrier-bound cats seated next to us.
We arrive at our new home and meet our landlord in person for the first time, and begin the long process of unloading the van. First off we place both cats into a closed off room with their food, water and litter, plus some items of comfort (toys, scratching post and some of our worn clothing from the trip so there are familiar scents for them) The cats will remain in that room for 24 hours so as to not overload them with too large of a new surrounding.
A yappy neighborhood dog comes and poops on our lawn to let us know that it's his lawn, but aside from that our cul-de-sac is quiet and peaceful.
We approach the unloading of the van with military precision (I have played Battlefield 3), placing boxes into their appropriate rooms and eventually having me focus on unloading the van while Jenn begins the process of unpacking. Somehow it seems to pass pretty quickly, much more quickly than when we loaded this thing.
EVERYTHING ELSE
The week has flown by in a blur. We arrived on Tuesday and it is now Friday. We have scrambled to replace items we left behind, scoring a King size mattress and two twin box springs for $300 (+$20 for the guy to deliver and help me move it inside) We skip a frame and headboard since one of our cats loves to hide under the bed, and it'll be a bitch to get him out.
Scouring Craigslist some more we manage to find a wood-top, metal-legged kitchen table with four chairs for 30 bucks. The hunt for a couch or loveseat is quite the drag unfortunately. One place we look at we discover it's located on the 2nd floor of an apartment complex with stairs that twist and turn, ah-no-thank-you.
We eventually find two used leather couches, they're worn, but comfortable and dammit we haven't had a couch for a few days and it's getting old real quick. Jenn and I pick up the love seat without any issue, but the couch is too heavy for her to carry. In addition, the rental truck only has a 6 ft 8 inch bed, and this couch is just a tad too long/ The kids offer to not only help us load & strap it down, but also to follow us and help us move it in! They are asking for $200 for both, but I only have $140 on me. Their mom REALLY wants these couches gone so they take the deal and drive the 15 minutes to help us bring it in. I feel bad that I can't even offer them a beer for their troubles because we've barely done any real shopping.
During one of my 7am forays to a 24hr WalMart SuperCenter I am walking along one of the main aisles near the grocery section when I notice a group of three people on the other side passing me. I make eye contact with one for a second, then bring my eyes back and continue on my way. Shortly after I pass I hear a yell from behind me "HEY HOMIE, YOU NEED A TAN!"
On another 7am foray to this same WalMart, Jenn and I are picking up a few odds and ends, including a crock pot/slow cooker. While we're in an aisle looking a lady comes barreling into the aisle with her shopping cart and blocks off an area we were just looking at. She NEEDS a crock pot and she NEEDS it NOW! She has to get it for food she's bringing into work today. How the FUCK is some other idiot shopping for a crockpot at 7am when we're shopping for the same fucking thing? You have got to be kidding me. I think "bitch better not take our crockpot!" as we quickly snatch up a model we had been looking at before she can get to it.
Having done research beforehand I opt to open an account with Grow Credit Union, as my bank Santander has no presence in this state. The process is smooth and friendly, the branch well maintained and nice to visit. I also take the opportunity to get pre-approved for an auto-loan and while I'm going through that process the guy mentions that since they already pulled my credit they can also look into a credit line to consolidate some of my higher interest credit cards if I'd be interested. HELLS YES I WOULD BE INTERESTED, THE GNU FREAKING LOVES MONEY!
Later that day I receive a call with good news, I've been approved for the loan (at 3% less than what I had paid on my previous loan) and the credit line as well, with an initial savings (6 months) of almost 60% off what my cards are charging me, and then around 40% off after that period ends. FAN-FREAKING-TASTIC!
He also mentions that with the auto loan they have a local dealer that works with credit unions and has special priced inventory. On top of that, if I look online and enter a special code I can see inventory specific to my credit union. If I wind up purchasing one of those I'll get an additional 3.5% off my car loan rate!
Having recently become a wannabe-mustachio (google mr money mustache) I take the bait and find there is a good deal on a Mazda 3 i sport. Unfortunately when we call the dealership it turns out that's already been sold, most of their inventory is in disarray and all over the place and they only have a Chevy Aveo (and I swore off GM awhile ago)
Our credit union guy steers us to another dealer (although without the extra 3.5% off possible) but unfortunately they don't have much to offer. We test-drive a Mazda 3 but the engine feels anemic and there's a number of things off with this vehicle, so we pass.
Getting back home and feeling the crunch (my rental truck goes back on Saturday) I search Cars.com and find a few vehicles that catch my eye. The first is a 2011 Hyundai Sonata Limited 2.0 Turbo and the 2nd is a 2013 Nissan Altima Coupe. I call both dealerships and I'm told both vehicles are still in stock. Arriving to test the Hyundai first they come back and tell me that the car was sold "30 minutes ago" Yeah........right. We walk and hit the other dealership and find the vehicle in stock.
We take the car for a test drive, it goes well, and come back to crunch numbers. This was previously a rental vehicle, so it's higher mileage (around 57K) but book value is still higher than what they're asking ($13,500)
Still, I know there's room to negotiate, and with 7% sales tax plus another $400 for registration, title, plates, etc I know I NEED to negotiate. I start with an offer of $11,500. He says he can't do that. I remain silent. I have learned that you give your offer and then you shut-up, the onus is now on them to counter. He hems and haws for a bit, and does some research to figure out how much he paid for the car (he claims $11,375 plus $50 for some fee and another $60 for the delivery) He says he needs to make some money on it, and counters with $12,500.
While that's a pretty good deal, I'm not done negotiating. I ask if he can do $12,000. He calls his business partner, crunches some numbers, says he'd hate to lose the sale over $500 but he's not sure he can do it for that. I remain silent. Eventually he comes back with $12,250 and I take the deal. In addition, they'll clean it up and then have one of their guys follow us in it to the rental place (15 minutes away) so I can return the truck, then bring their guy back.
I discover that my insurance per month has almost doubled, from around $70/month in CT to $128/month here in Florida (so many uninsured drivers) but the savings on my monthly car payment will help make up for that.
All-in-all it's been a great, albeit exhausting week. We're relatively settled at this point, although we still have a variety of things to accomplish which will carry past this weekend. I return to work next week in our new Tampa office, but I'm feeling good and looking forward to our new life down here.
I still haven't had a chance to visit the casino and think that won't happen until probably next weekend, but that's ok, it's not going anywhere.