Sounds like I’m in the minority here… But as someone who has been a freelancer / self-employed most of his adult life, I’m not entirely sure what this term “retirement” means. For me at least.
At a relatively early age, I realized that I was not cut out for sitting in a cubicle 8-10 hours a day, five days a week, building a small nest egg for myself, but mainly creating value for a boss.
So as soon as I was established enough in journalism to call my own shots, I went freelance. No more vending machine lunches. No more interminable meetings that accomplished nothing. No more perfunctory assignments which suited some editor but held no interest to me.
Also no more steady paycheck or benefits… But an opportunity to do much more creative work, and ultimately to build a much more satisfying (and usually more lucrative) career.
As a freelancer/self-employed person, I have been enjoying some of the freedoms of retirement since my early 20s. For the most part, I can make my own schedule and choose my own projects. In theory, any day can be a vacation day—if I’m willing to give up the progress and/or income associated with taking a break.
But honestly, I have not granted myself a traditional vacation (go somewhere warm, sit on a beach for 7-10 days) in about 30 years.
So on the flipside of that professional freedom, it will be hard to say when I am actually “retired,” if I ever do really retire.
There’s no obvious endpoint or retirement date for me. If I were able to do so, and decided to drop everything which seems like work, that would feel weird. It would be like I was leading the same life, only a rather lazy and purposeless version of it. I can’t see normal retirement as desirable, unless I were to get so debilitated that it effectively became my only option.
Not sure if there are others in this situation here, but just wanted to mention that retirement isn’t such a bright line in all professions.